A Guide to the Most Common Roof Financing Options

Apr 15, 2020Roofing

Paying for a new roof using your savings can be a difficult decision to make. Although cash payments have a clear advantage in this situation (you won’t have to worry about paying debts), there is also a significant downside that you should consider – that is, losing a large chunk of your savings.

The good news is that you don’t need to sacrifice your savings for a roof replacement project. With these roof financing options, you can get a good and reasonable deal depending on your needs.


With a Home Equity Line of Credit or HELOC, you are given a particular amount that you’re allowed to borrow against. Whatever amount you end up using for your project, that’s the only cost that you need to repay. HELOCs typically require the home as collateral, and your repayments are based on the total amount that you have borrowed.

Credit Cards

Your roofing contractor may also accept credit cards for their services. Credit cards are generally convenient, but you have to watch out for high interest rates. Carefully study the terms of your bank with regards to monthly repayments before opting for this type of financing.

Company Financing

Company financing is also a simple way to fund your project. Since you’re dealing with the roofing company directly, you can expect the process to be more straightforward and faster. At Home Remedy USA, we offer different finance plans with 0% APR and no payments for up to 18 months. If you’re looking for lower repayments, we can also provide up to 120-month financing.

If you’re looking for a roofer that’s trusted by local homeowners, Home Remedy USA might just be the contractor you need. Our expertise in various roofing jobs can assure you of top-notch workmanship and superb customer service. Call us at (828) 222-0706 to request a quote.